4 Tips to Help You Buy and Insure Your First Car This Summer

Attention teen drivers and their parents! If you or someone in your household recently got a driver's license, then there is probably a strong desire to hit the road this summer. However, not everyone has an extra set of wheels they can borrow or call their own. Certified Headquarters has four tips to help you buy and insure your first car this summer.

Calculate your budget

Setting a clear budget is the first step to buy and insure your car. You will need to factor in monthly car payments, in addition to gas, maintenance and repairs, other fees like parking and tolls, and, of course, insurance. Geico recommends calculating 20% of your net income to cover these costs. Car financing can help you or your teen build credit, so setting the right budget is important for the long run, too.

Buy a pre-owned car

Buying a pre-owned car not only saves you a great lot on the initial down payment and total cost of the car, but it also helps you save in regards to depreciation value. A new car loses a whopping 33% of its value after only the first year! So, buying a quality used car like the ones you will find at Certified Headquarters is a smart choice. Less expensive cars also typically cost less to insure.

Save with built-in car features

Other ways to save money on your first car is by opting for compact models and those with built-in safety features. Compact cars require less fuel, and safety features like anti-theft devices, airbags and antilock brakes can help reduce your insurance premium.

Make life choices that save money

Did you know being a good student can save you money on car insurance? In fact, it can save you up to 15%! Being a safe driver can also save you up to 25%, so your smart life choices really pay off.

Certified Headquarters is the trusted source for certified pre-owned vehicles on Long Island, New York. Stop by Certified Headquarters’ showroom today and check out our vast selection of pre-owned vehicles. We also offer aggressive financing options that will help you secure the car you want at a price you can afford.

We are located at 873 Middle Country Road in St. James. We can be reached at 631-366-3700.

We look forward to setting you up with your first car!

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